/* pl HERO */
        .pl-section{
            /* scroll-margin-top: 90px; */
        }
        .pl-hero-sec {
            padding: 60px 0;
        }

        /* LEFT */
        .pers-breadcrumb {
            font-size: 12px !important;
            background: #293C89 !important;
            color: #fff !important;
            padding: 6px 14px !important;
            border-radius: 20px !important;
            display: inline-block !important;
            margin-bottom: 15px !important;
        }

        .pl-hero-sec .logo {
            font-size: 26px;
            font-weight: 700;
            color: #293C89;
        }

        .pl-hero-sec .logo span {
            color: #000;
        }

        .pl-hero-sec .subtitle {
            font-weight: 500;
        }

        .pl-hero-sec h1 {
            font-size: 40px;
            font-weight: 700;
        }

        .points li {
            list-style: none;
            margin: 12px 0;
        }

        .points i {
            color: #293C89;
            margin-right: 8px;
        }

        .pl-hero-sec .pl-heroapply-btn {
            display: inline-block !important;
            background: #293C89;
            text-decoration: none;
            color: #fff;
            padding: 12px 30px;
            border: none;
            border-radius: 30px;
        }

        /* IMAGE */
        .illustration-wrapper {
            position: relative;
            display: flex;
            justify-content: center;
            align-items: center;
            height: 450px;
        }

        .pl-hero-img {
            position: relative;
            max-height: 420px;
        }

        /* NAV BASE */

        
        .pl-nav-item {
            
            display: flex;
            align-items: center;
            justify-content: space-between;

            background: #fff;
            padding: 0px 20px;
            min-height: 50px;
            border-radius: 10px;

            transition: 0.3s;
            z-index: 99;
        }

        /* 🔥 STICKY CLASS */
        .pl-nav-item.sticky {
            position: fixed;
            top: 90px;
            left: 0;
            width: 100%;
            border-radius: 0;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1);
        }

        /* Left links */
        .pl-nav-item .pl-nav-links {
            display: flex;
            gap: 20px;
            flex-wrap: wrap;
        }

        /* Links */
        .pl-nav-item .pl-nav-links a {
            text-decoration: none;
            color: #000;
            font-size: 14px;
            position: relative;
            padding: 5px 0;
        }

        /* underline animation */
        .pl-nav-item .pl-nav-links a::after {
            content: "";
            position: absolute;
            left: 50%;
            bottom: -4px;
            width: 0;
            height: 2px;
            background: #3d6ed7;
            transition: 0.3s;
            transform: translateX(-50%);
        }

        .pl-nav-item .pl-nav-links a:hover::after,
        .pl-nav-item .pl-nav-links a.active::after {
            width: 100%;
        }

        /* Right button */
        .pl-nav-item .pl-nav-apply-btn {
            background: #293C89;
            color: #fff !important;
            text-decoration: none;
            padding: 8px 10px;
            border-radius: 20px;
            white-space: nowrap;
        }

        
        /* RESPONSIVE */
        @media(max-width:991px) {

            .pl-hero-sec {
                text-align: justify;
                padding: 40px 0px;
            }

            .pl-hero-sec .logo {
                font-size: 22px;
            }

            .pl-hero-sec h1 {
                font-size: 20px;
            }
            

            .illustration-wrapper {
                height: 300px;
                margin-top: 30px;
            }

            .pl-hero-img {
                max-height: 260px;
            }

            .pl-nav-item {
                position: fixed;
                bottom: 0;
                top: unset;
                left: 0;
                width: 100%;
                background: #fff;
                border-radius: 0;
                z-index: 9999;
                box-shadow: 0 -5px 15px rgba(0, 0, 0, 0.1);
            }

            /* ❌ Hide links */
            .pl-nav-item .pl-nav-links {
                display: none !important;
            }

            /* ✅ Full width button */
            .pl-nav-apply-btn {
                display: block;
                width: 100%;
                text-align: center;
                padding: 15px;
                border-radius: 0;
                margin: 0;
            }

        }

        /* INFO */
        .info-section {
            background: #f5f5f5;
            padding: 80px 0;
        }

        .info-section h2 {
            font-size: 32px;
            font-weight: 700;
            color: #3d4a5c;
            margin-bottom: 40px;
        }

        .info-section p {
            color: #5c6b7a;
            line-height: 1.7;
            text-align: justify;
        }

        .note {
            font-size: 13px;
            color: #777;
        }


        /* Section */
        .benefits-section {
            padding: 80px 0;
            /* background: #f5f7fb; */
        }

        /* Heading */
        .benefits-section h2 {
            text-align: center;
            font-size: 34px;
            font-weight: 700;
            margin-bottom: 40px;
            color: #1a1a1a;
        }

        /* Slider */
        .slider-container {
            overflow: hidden;
        }

        .benefits-wrapper {
            display: flex;
            gap: 20px;
            padding: 10px 0;
            transition: transform 0.4s ease;
        }

        /* Column Fix */
        .benefits-wrapper .col-lg-3 {
            flex: 0 0 25%;
            max-width: 25%;
        }

        /* Card */
        .benefit-card {
            border: 1px solid #293C89;
            /* ✅ Border added */
            border-radius: 12px;
            background: #fff;
            padding: 20px 20px 0px 20px;
            height: 100%;
            transition: 0.3s ease;
            position: relative;
        }

        /* Hover */
        .benefit-card:hover {
            transform: translateY(-5px);
            border-color: #4facfe;
            box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
        }

        .benefit-card .card-header {
            width: 100%;
            /* background: #000; */
            display: flex;
            align-items: center;
            gap: 20px;
            background: transparent;
            padding: 10px 0;
            border: none;
            border-radius: 10px;
        }

        .icon-circle {
            width: 70px;
            height: 70px;
            background: #293C89;
            /* dark red */
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
        }

        .icon-circle i {
            font-size: 28px;
            color: #fff;
        }

        .benefit-card .card-header h3 {
            font-size: 20px;
            font-weight: 700;
            color: #293C89;
            margin: 0;
            line-height: 1.3;
        }

        /* Card Body */
        .benefit-card .card-body {
            text-align: justify;
            padding: 0;
        }



        /* Text */
        .benefit-card .card-body p {
            font-size: 16px;
            color: #666;
        }

        /* Buttons */
        .slider-btns {
            text-align: center;
            margin-top: 30px;
        }

        .slider-btns button {
            width: 45px;
            height: 45px;
            border-radius: 50%;
            border: 1px solid #ddd;
            background: #fff;
            font-size: 18px;
            cursor: pointer;
            transition: 0.3s;
        }

        .slider-btns button:hover {
            background: #293C89;
            color: #fff;
            border-color: #4facfe;
        }

        /* ========== Responsive ========== */

        /* Tablet */
        @media (max-width: 1024px) {
            .benefits-wrapper .col-lg-3 {
                flex: 0 0 32%;
                max-width: 32%;
            }
        }

        @media (max-width: 992px) {
            .benefits-wrapper .col-lg-3 {
                flex: 0 0 50%;
                max-width: 50%;
            }
        }

        /* Mobile */
        @media (max-width: 576px) {
            .benefits-wrapper .col-lg-3 {
                flex: 0 0 100%;
                max-width: 100%;
            }

            .benefits-section h2 {
                font-size: 24px;
            }
        }

        /* Section */
        .eligibility-section {
            background: #f3f3f3;
            padding: 80px 0;
        }

        /* Card */
        .custom-card {
            /* background: linear-gradient(135deg, #f6eaea, #f2e6e6); */
            background-color: #fff;
            padding: 50px 30px 30px;
            /* 🔥 top padding bada karo */
            border-radius: 20px;
            border: 1px solid #293C89;
            position: relative;
        }

        /* Tag */
        .card-tag {
            position: absolute;
            top: 0;
            left: 50%;
            transform: translate(-50%, -50%);
            /* 🔥 perfect center top */

            background: #fff;
            padding: 10px 25px;
            border-radius: 30px;
            border: 1px solid #293C89;
            font-weight: 600;
            white-space: nowrap;
        }

        /* Text */
        .custom-card p {
            color: #555;
            font-size: 16px;
        }

        /* Divider */
        .custom-card hr {
            border-top: 1px solid #999;
            margin: 10px 0 20px;
        }

        /* Icon */
        .icon-box {
            width: 40px;
            height: 40px;
            min-width: 45px;
            background: #293C89;
            border-radius: 10px;

            display: flex;
            align-items: center;
            justify-content: center;

            margin-right: 15px;
        }

        .icon-box i {
            color: #fff;
            font-size: 18px;
            display: flex;
            align-items: center;
            justify-content: center;

            width: 100%;
            height: 100%;
        }

        /* List text */
        .custom-card li span {
            color: #444;
            font-size: 15px;
        }

        /* Responsive */
        @media (max-width:768px) {
            .card-tag {
                font-size: 14px;
                padding: 8px 18px;
            }
        }


        .pl-steps-sec {
            padding: 80px 0;
        }

        .pl-steps-box {
            background: #fff;
            border-radius: 20px;
            padding: 40px 30px;
            border: 1px solid #eee;
        }

        .pl-steps-title {
            font-weight: 700;
            margin-bottom: 40px;
            text-align: center;
        }

        /* TIMELINE */
        .pl-steps-timeline {
            position: relative;
            padding-left: 40px;
        }

        /* 🔥 Dynamic Line */
        .pl-steps-line {
            position: absolute;
            left: 0;
            top: 0;
            width: 2px;
            background: #e0e0e0;
            transition: height 0.1s ease;
        }

        /* Step */
        .pl-step-row {
            position: relative;
            margin-bottom: 40px;
        }

        .pl-step-icon {
            width: 36px;
            height: 36px;
            border-radius: 50%;
            background: #293C89;
            color: #fff;

            display: flex;
            align-items: center;
            justify-content: center;

            position: absolute;
            left: -39px;
            top: 0;
            transform: translateX(-50%);
        }

        .pl-step-content {
            font-size: 18px;
        }

        .pl-step-content p {
            margin: 0;
        }

        .pl-apply-wrap {
            text-align: center;
            margin-top: 30px !important;
        }

        .pl-apply-btn {
            background: #293C89;
            border: none;
            padding: 14px 40px;
            border-radius: 40px;
            /* font-weight: 600; */
        }

        .pl-apply-btn:hover {
            background: #fff;
            color: #0d4edb !important;
            border: 1px solid #293C89;
        }

        /* Responsive */
        @media(max-width:768px) {

            .pl-steps-box {
                padding: 25px 20px;
            }

            .pl-steps-title {
                text-align: left;
                font-size: 20px;
            }

            .pl-step-content {
                font-size: 16px;
            }

            .pl-step-icon {
                width: 30px;
                height: 30px;
                font-size: 14px;
            }
        }

        /* Section */
        .pl-charge-sec {
            padding: 80px 0px;
        }

        /* Card */
        .pl-charge-box {
            background: rgb(241, 242, 241);
            border-radius: 20px;
            padding: 40px;
            border: 1px solid #293C89;
        }

        /* Title */
        .pl-charge-title {
            font-weight: 600;
            margin-bottom: 25px;
        }

        /* Divider */
        .pl-charge-divider {
            width: 100%;
            height: 1px;
            background: #293C89;
            margin: 10px 0 35px;
        }

        /* Image */
        .pl-img {
            width: 100%;
            max-width: 95%;
        }

        /* Feature */
        .pl-charge-feature {
            margin-bottom: 20px;
        }

        /* Icon */
        .pl-charge-icon {
            width: 40px;
            height: 40px;
            background: #293C89;
            color: #fff;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 16px;
            margin-bottom: 25px;
        }

        /* Heading */
        .pl-charge-feature h5 {
            font-size: 16px;
            font-weight: 600;
            color: #686873;
            margin-bottom: 25px;
        }

        /* Paragraph */
        .pl-charge-feature p {
            font-size: 14px;
            margin-top: 6px;
            color: #686873;
            font-weight: 600;
        }

        /* Button */
        .pl-btn-wrap {
            text-align: center;
            margin-top: 40px;
        }

        .pl-btn {
            border: 1px solid #293C89;
            color: #293C89;
            padding: 12px 30px;
            border-radius: 30px;
            background: transparent;
        }

        .pl-btn:hover {
            background: #293C89;
            color: #fff;
        }

        /* ===================== */
        /* TABLET FIX */
        /* ===================== */

        @media(max-width:991px) {

            .pl-charge-box {
                background: #fff;
                border: 1px solid #fff;
            }

            .pl-charge-title {
                display: none;
            }

            .pl-img {
                width: 150px;
            }

            .pl-charge-divider {
                display: none;
            }

            .pl-charge-content-wrap {
                border-radius: 20px;
                padding: 20px;
                border: 1px solid #0d4edb;
            }


            .pl-charge-feature h5 {
                margin-bottom: 0;
            }

        }

        /* MOBILE FIX */

        @media(max-width:768px) {

            .pl-charge-box {
                padding: 25px;
            }

            .pl-charge-feature {
                display: flex;
                gap: 10px;
                align-items: flex-start;
            }

            .pl-charge-icon {
                width: 32px;
                height: 32px;
                font-size: 14px;
                flex-shrink: 0;
                margin: 0;
            }

            .pl-charge-feature-content {
                display: flex;
                flex-direction: column;
            }

            .pl-charge-feature h5 {
                font-size: 15px;
            }

            .pl-charge-feature p {
                font-size: 14px;
            }
        }

        /* SECTION */
        .pl-faq-sec {
            background: #f3f3f3;
            padding: 80px 15px;
        }

        /* TITLE */
        .pl-faq-title {
            text-align: center;
            font-weight: 600;
            margin-bottom: 40px;
        }

        /* CARD */
        .pl-faq-item {
            background: #fff;
            border-radius: 30px;
            padding: 18px 25px;
            margin-bottom: 18px;
            border: 1px solid #eee;
            transition: all .3s ease;
        }

        /* HEADER */
        .pl-faq-head {
            display: flex;
            justify-content: space-between;
            align-items: center;
            cursor: pointer;
        }

        /* QUESTION */
        .pl-faq-question {
            font-size: 20px;
            font-weight: 700;
            color: #293C89;
            margin: 0;
        }

        /* ICON */
        .pl-faq-icon {
            color: #293C89;
            font-size: 20px;
            transition: transform .35s ease;
        }

        /* BODY (KEY PART) */
        .pl-faq-body {
            height: 0;
            overflow: hidden;
            transition: height 0.6s cubic-bezier(0.4, 0, 0.2, 1);
        }

        /* TEXT */
        .pl-faq-body p {
            margin-top: 15px;
            font-size: 18px;
            color: #555;
            font-weight: 500;
            line-height: 1.6;
        }

        .pl-faq-body .pl-faq-list {
            font-size: 18px;
            color: #555;
            font-weight: 500;
            line-height: 1.6;
            margin-top: 10px;
            /* padding-left: 20px; */
        }

        /* ACTIVE */
        .pl-faq-item.active .pl-faq-icon {
            transform: rotate(180deg);
        }

        /* MOBILE */
        @media(max-width:768px) {

            .pl-faq-question {
                font-size: 15px;
            }

            .pl-faq-item {
                padding: 15px;
                border-radius: 20px;
            }

            .pl-faq-body p {
                font-size: 13px;
            }

            .pl-faq-body .pl-faq-list {
                font-size: 13px;

            }
        }